Whether you have a retail storefront, restaurant, hotel, or a service business, your customers expect you to accept credit cards. Total Merchant Services can help you easily set up a merchant account to take credit cards. The entire process will take just minutes of your time and you'll be up and running in a matter of days.

There’s more to accepting credit cards than just giving customers another way to pay. With Total Merchant Services, you can get setup and running in a matter of days. Our application process makes it easy to apply. You can submit an application online, by fax, or by meeting with a sales representative at your business location. Your application will be approved almost immediately, your account will be activated, and your equipment will be installed in days.

Service Businesses
Whether your business operates in a fixed location or in your customer's homes, we can provide a merchant account that meets your needs. Our point-of-sale terminals are ideal for services that operate from a walk-in location. Plumbers, electricians, and others who work on location will appreciate a wireless solution.

Total Merchant Services low rates & fees
Total Merchant Services' processing fees for retail storefronts are the most competitive in the industry.

If you run a retail storefront, you need to accept credit cards. According to the U.S. government, nearly 75-percent of American families have one or more credit cards and many consider them their preferred method of payment. The fact is, if you don't accept credit cards your customers will likely go to someone who can.

Terminal Equipment

We work with all major point-of-sale (POS) terminal equipment manufacturers - including Verifone, Hypercom and Nurit - and offer discounted pricing on any equipment you may need. If you already have a point-of-sale (POS) credit card terminal, we can reprogram it to work with a Total Merchant Services merchant account, saving you the expense of leasing or purchasing new hardware.

If you'd like, please review the following recommended point-of-sale (POS) terminal equipment options:

Credit card authorization terminals
Swipe credit cards through a traditional authorization terminal for approvals.

Wireless terminal equipment
Accept credit cards anywhere, anytime with a wireless merchant account from Total Merchant Services.

Use existing equipment
Use your existing equipment. If you already have a point-of-sale (POS) credit card terminal, we can reprogram it to work with a Total Merchant Services merchant account, saving you the expense of leasing or purchasing new hardware.

Check Guarantee and Check Conversion
With Check Guarantee we can guarantee a business or personal check, both in state and out of state for up to to $5,000.00.

With Check Conversion you can basically turn a check into a credit card. Simply pass the check thru the "Check Imager" and the check amount is guaranteed and sent directly into your bank account by ACH. We even offer "Stop Payment" coverage.