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The fastest-growing segment of credit card use today is in
“card-not-present" transactions in which a customer makes his or her purchase by
mail order or telephone order (MOTO), by facsimile, or via the Internet instead
of being physically present at the merchant's location.
If you want to process credit cards for Internet, telephone,
or mail order transactions, you'll need a special merchant account specifically
designed for that purpose. Because you never take physical possession of a
credit card so that you can swipe it through a magnetic strip reader, both Visa
and MasterCard use different criteria for evaluating risk and have different fee
structures for card-not-present transactions.
Total Merchant Services can help you easily establish such a
merchant account and the entire process will take just minutes of your time and
you'll be up and running in a matter of days.
Point-of-Sale Software
With a "card-not-present" merchant account from Total Merchant Services, you'll
be able to process your customers' orders quickly and easily. You can use a
virtual terminal, or point of sale (POS) credit card processing software. A
third option would be to simply manually enter transaction data through a
traditional point of sale (POS) credit card terminal. No matter what you choose,
we'll make sure that you get setup quickly and easily.
Virtual terminal software
We'll provide you with easy-to-use virtual terminal/payment gateway software for
any device that can access the Internet.
Authorize.Net
Standard Gateway can be downloaded and used with a standard home or business
computer to convert it into a P.O.S. virtual terminal.
Authorize.Net is an Internet Protocol (IP) payment gateway for processing credit
cards and checks via the internet. It can be used for Mail Order, Telephone
Order, and Internet processing and works with all shopping carts.
Additional Add On Authorize.Net Features:
Automated Recurring Billing:
Authorize.Net Automated Recurring Billing (ARB) is a convenient and easy to use
tool for managing recurring transactions. Simply create a subscription that
includes the customer’s payment information: billing amount, interval, and
duration. ARB does the rest, generating the subsequent recurring transactions
based on the set schedule. Fraud Detection Suite:
The Authorize.Net Fraud Detection Suite (FDS) is a set of customizable, rules
based filters and tools that identify, manage and prevent suspicious and
potentially costly fraudulent transactions. You can customize FDS filters and
tools to match your business needs and control how suspicious transactions are
handled. For further information visit Authorize.Net at the
following website:
www.Authorize.Net
Off-line (PC based) credit card processing software
We'll provide you with credit card processing software that gets installed on
your computer. All you need is a computer with a modem. This is perfect for
merchants accepting credit card information via mail, telephone and facsimile.
Credit card authorization terminals
If you prefer, you can manually enter credit card numbers through a
point-of-sale (POS) credit card terminal.
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