Cash on Demand- Advance with Us!

Don’t let a lack of collateral get you down. Accept an advance from Total Merchant Services and avoid the possibility of a bank rejecting you and your small business loan.

	EASY SETUP You're eligible for and advance if you:
	Process over $5,000 per month (on Visa and or MasterCard purchases.) Are current on your rent or mortgage payments.
	EASY MONEY We offer up to 1 1/2 times your average credit card processing sales volume! Within 5 days of approval you will receive a lump sum from Cash on Demand.
	EASY PAYBACK Our cash advance is not a loan. You sell us a fixed dollar amount of your future credit card sales at a discount. Through and automated process, we collect a small, previously agreed-upon percentage of your daily credit card sales AFTER the sales are make (normally 15% to 20%). There are no loan payments, no bank hassles and no worries.

With Total Merchant Services Cash-On-Demand, there’s NO need or reason to:

Apply for complicated business loans
Cross your fingers on a credit check
Put up a cent of collateral
Change credit card providers
Or, change the operation of your terminal equipment

Advance with Us

With no fixed payments and no fixed timeframe, we take the hassle out of acquiring the money you need to grow your business. It’s easy because we already have a working business relationship. Total Merchant Services Cash-On-Demand service is the next extension of Total Merchant Services.

We already work to grow thousands of other businesses similar to yours across the country—including yours. You already trust us to as your credit card processor. And now we’re taking another step to help ensure your success.

To directly view the answer to a Frequently Asked Questions, please click one and we’ll take you right to it. Scroll down to view all.

How can Cash-On-Demand help fund my business needs?
How does the program work?
How do I know if I qualify?
What can I use the money for?
How soon can I get the money?
Do I need to change credit card processors?

What kind of discount do I get if I pay early?
How often are payments to Cash-On-Demand deducted?
Will I get a monthly statement from Cash-On-Demand?
Whom do I call with questions about my account?

How can Cash-On-Demand help fund my business needs?

With an advance. Providing a more responsive alternative to traditional bank lending, we offer an innovative new financing program designed to help you grow.

How does the program work?

Easily. Your funding is based on your future credit card sales, and you sell us a fixed dollar amount of those future sales at a discount. Through an automated process, we collect a small, previously agreed upon percentage from your daily credit card sales— and only after the sales are made.

How do I know if I qualify?

You must have been in business for more than 4 months and have at least $5,000 of credit card sales per month, and meet other simple requirements.

What can I use the money for?

Most anything. Most of our customers use the money for business building needs like advertising, adding more seats to their restaurants, or stocking up on seasonal merchandise. Others have used it to buy out a partner or for emergency needs like unforeseen maintenance issues.

How soon can I get the money?

Pretty soon. The average time from receipt of a contract to funding is usually under 5 business days.

Do I need to change credit card processors?

No, if you're currently processing with us, then you do not need to change credit card processing companies. If you are not processing with us, then you will need to change over to utilizing our merchant account service program.

What kind of discount do I get if I pay early?

Since this is not a loan, there is no monthly payment schedule. Cash-On-Demand purchases a specific amount of your future sales. We get paid only when you get paid; therefore, there is no discount for early payment.

How often are payments to Cash-On-Demand deducted?

Once a day. We collect from a small percentage of your daily credit card sales.

Will I get a monthly statement from Cash-On-Demand?

No—Instead of a monthly statement mailed to you, you simply view your daily statements, and monthly statements online by logging into a private and secure area of the Cash-On-Demand Web site.

Whom do I call with questions about my account?

You can call our Customer Care Group at 1-800-960-4513.

Our advance to you is not a loan. There are no loan payments, no bank hassles and no worries. Your funding is based on your future sales, and we collect from a small, previously agreed upon percentage of your daily credit card sales.

No fixed payments
No fixed payback timeframe
Monitor your account right here on our Web site.

Call our representative at 1-800-960-4513, or email us at contact@tmsmerchantsolutions.com to start the future of your business today.